Start

The sooner you start planning, the sooner you can achieve your goals.

There is no harm in asking for help. We use our knowledge, experience and financial science to map out a plan for you.

Make an appointment with your financial planner. Your initial consultation is obligation free, so you have nothing to lose.

Get to know each other

Our initial meeting allows us to get to know you: explore your current financial situation and goals. We need to understand your financial health so that we can offer a plan that is uniquely tailored to your circumstances.

Importantly, this step also allows for you to get to know us. It provides an opportunity for you to ask questions and to understand the planning process, as well as any potential risks and costs.

Plan

From our initial meeting we create a financial roadmap and work with you to plan your future. Based on what we know about your goals, we discuss the broad investment strategies and take the time to carefully and clearly go over your options. 

Recommendations

We formally present our recommended strategy to you in what is called a Statement of Advice (SoA). Your SoA will contain everything we know about your circumstances and any assumptions we’ve made. It will set out our recommendations, as well as a plan for implementation. Here you’ll have the opportunity to discuss the strategy in detail to ensure that you fully understand and are comfortable with it.

Implementation

Once you’re comfortable with our recommendations, and you’re fully aware of what we’ll be putting in place, you will then be in a position to give us the authority to implement the agreed strategy on your behalf and to take the required steps to a better future.

Review

Regular reviews are critical to the success of any financial plan. We understand that things change, whether its personal circumstances, your financial goals, or relevant legislation. We keep track of how your plan is progressing and carefully consider whether any part of it needs revising.