DIsclaimer

The Trustee for Ward Wealth Trust, Trading as Ward and Co. Wealth Pty. Ltd. ABN (26 703 081 097), is a Corporate Authorised Representative (CAR No. 1281170) of The Advice Exchange Pty. Ltd. (ABN 55 107 629 194) who holds an Australian Financial Services Licence (No.278937) and Australian Credit Licence (No.278937). Their registered office is at Level 1, 1024 Ann Street, Fortitude Valley, QLD 4006.

The information contained in this site is general information only. It is not intended to be a recommendation, offer, advice or invitation to purchase, sell or otherwise deal in securities or other investments. Before making any decision in respect to a financial product, you should seek advice from an appropriately qualified professional on whether the information is appropriate for your particular needs, financial situation and investment objectives.

This website may contain links to, or information from, third party websites. We make no representations, or warranties as to the accuracy or completeness of such information. Links are provided for your convenience only. Neither Ward and Co Wealth nor The Advice Exchange accept any responsibility for any loss or damage suffered as a result of relying on third party material.

We believe that the information contained on this website is accurate. However, we are not specifically licensed to provide tax or legal advice and any information that may relate to you should be confirmed with your tax or legal adviser.

Ward and Co. Wealth, The Advice Exchange Pty Ltd (The Advice Exchange) their officers, employees and agents make no representations or warranties and, to the extent permitted by law accepts, no responsibility for any loss or damage whatsoever arising in any way for any representation, act or omission, whether express or implied.

By using and accessing the website or any of its pages, you agree to be legally bound by these Terms of Use (including the Privacy Policy) detailed below. We may change the content or services on the website without notice including the Terms of Use and the Privacy Policy. Your continued access to, or use of, the website means that you agree to and accept the changes we make. We recommend that you periodically review these Terms of Use and Privacy Policy for changes.

The information provided on this website is prepared for residents of Australia only and should not be relied upon by residents of any other jurisdiction.

Use of secure part of website (“The Secure Website”)

Users of the Secure Website (“User”) will be able to access information, which will be controlled by a Unique Identifier and Password. This is to allow us to implement measures to preserve the security of this information.

Use of the Secure Website is subject to specific terms and conditions in addition to the general Terms of Use. By accessing the Secure Website you are deemed to have read, understood and agreed to the following terms and conditions:

1. I acknowledge that I have read these Terms of Use and the Privacy Policy

2. I agree not to disclose my Unique Identifier and Password to any other person and notify you immediately of any unauthorised access to, or use of my Unique Identifier and Password.

3. I agree to be responsible for the use by others of my Unique Identifier and Password.

4. I acknowledge that information in the Secure Website relating to me or my clients (where relevant) will be disclosed to any User using a valid Unique Identifier and Password whether or not such use is authorised by me. Once access is granted, all actions will be deemed to be made by me.

5. I warrant that any information entered by me using my Unique Identifier and Password is accurate.

6. I acknowledge that my access to the Secure Website may be revoked by Ward and Co Wealth at any time without notice.

7. I agree to indemnify Ward and Co Wealth and all other Users of the Secure Website against any claim, loss, cost, damage, action or expense which Ward and Co Wealth, or any other User of the Secure Website may experience arising from:

a) my use of the Secure Website,

b) My failure to keep my Password confidential, and

c) the use of the Secure Website by any other person on my behalf.

Copyright

Copyright in all the material, works, software, design, text, graphics and code contained on or used to produce the website and in the information and material and in its arrangement or layout, is owned or licensed by Ward and Co Wealth or its associates unless otherwise indicated. Other than as permitted below, your use of anything in which Ward and Co Wealth or its associates own copyright is governed by the copyright laws of Australia and its international treaties with other countries.

You may not copy, publish, distribute, create works from or commercially exploit the content of this website for any other purpose.

Loss or damage to your systems

Ward and Co Wealth will not be liable for any loss or damage from any cause to your system or website, or to people linking to this material from your website, caused by or in connection with the use or link to this material. Any such loss or damage will be your responsibility. Ward and Co Wealth advises you to take your own precautions in relation to protecting your system or website from malfunction or viruses.

Links to, and from, other sites

When you use a link to go from our website to another site, none of these links comprise or imply support or recommendation of any other company, product or service by us. We do not control and are not responsible for the information on any other site found through our website. Linking to and framing of this website is not permitted without our express written consent.